Social Security Disability (SSD)

When health problems keep you from working, Social Security Disability benefits can provide the income support you need. At Yocum, Krowl & Associates, LLP, we help people across Indiana, Kentucky, and Illinois apply for benefits, appeal denials, and secure the support they deserve.

Application Guidance – We gather your medical records, complete the paperwork, and file correctly the first time.

Case Preparation – We make sure your disability and limitations are clearly documented.

Representation – We stand by you during hearings and appeals.

Ongoing Advocacy – We guide you through every step until your benefits are secured.

👉 Our goal is simple: to make the process less stressful and improve your chance of approval.

SSDI
(Social Security Disability Insurance)

For workers who paid into Social Security and earned enough work credits.

SSI
(Supplemental Security Income)

For people with limited income and resources, regardless of work history.

Not sure which program applies to you?

Many people are denied the first time they apply. Common reasons include:

  • Not enough medical evidence
  • Too much income from work
  • Missing deadlines or paperwork
  • Not meeting Social Security’s strict definition of disability

We know how to fix these issues and
give your case the best chance of success.

What is Social Security Disability Insurance (SSDI)?

SSDI is a federal program that pays monthly benefits to people who can’t work because of a serious disability. Your eligibility is based on your work history and the Social Security taxes you have paid.

Who qualifies for SSDI benefits?

To qualify, you must:

  • Have earned enough work credits from your past employment.
  • Have a medical condition that meets Social Security’s definition of disability, and
What is Supplemental Security Income (SSI)?

SSI is a separate, need-based program. It provides financial assistance to individuals who are elderly, blind, or disabled and have very limited income and resources. SSI eligibility does not depend on your work history.

How do I apply for SSDI or SSI?

You can apply:

  • Online through the Social Security Administration (SSA) website
  • By phone
  • Or by visiting your local SSA office

Tip: Having an experienced attorney prepare and file your claim can greatly improve your chances of approval.

What information do I need to apply?

When applying, you’ll need:

  • Personal information (ID, Social Security number, etc.)
  • A full list of your doctors and medical records
  • Your work history
  • Details about your disability and how it limits your daily life

The more complete your application, the better.

How long does the process take?

Initial decisions usually take 3–5 months. If your claim is denied and you appeal, the process may take longer—but many people are approved on appeal with legal representation.

What if my claim is denied?

You have the right to appeal—but deadlines are strict. Appeals go through reconsideration, hearings, and sometimes multiple levels of review. We help you meet deadlines and strengthen your case.

How much does it cost to hire a disability attorney?

Most disability attorneys work on a contingency fee basis—you pay nothing upfront. If you win your case, the attorney is paid a percentage of your back benefits, up to a maximum set by law.

How can a disability attorney help me?

An attorney can:

  • Gather medical records and evidence
  • Complete and file your application
  • Communicate with Social Security
  • Represent you at hearings
  • Guide you through appeals

Having an attorney significantly improves your chances of success.

Can I work while receiving disability benefits?

Sometimes. Social Security allows a trial work period where you can test working without losing your benefits. However, there are strict income limits, so it’s important to understand the rules before you start.

If you need a Social Security Disability attorney in Indiana, Kentucky, or Illinois, trust Yocum, Krowl & Associates, LLP to guide you through the process with compassion and experience.